Digaf Microcredit Jobs Vacancy
Digaf Microcredit
Digital Micro Credit Provider invites qualified applicants for the following job positions.
Digaf Microcredit Providers, a tech-based microfinance institute, has signed a Memorandum of Understanding( MoU) with the Ethiopian Ministry of Labor and Skills (MoLS).
The partnership will allow the two signatories to gain access to affordable digital loan products for low- and medium-income individuals. The institute aims to provide fiscal relief to middle to lower- to lower-income individuals through the application of technology in the financial sector.
Digaf’s digital product offerings will include buy now, pay later financing and targeted loan products for micro, small, and medium enterprises (MSMEs)
Position 1: Senior Credit Controller
Qualifications and Experience
• Bachelor’s degree in Accounting, Finance, Economics, or related fields.
• 3 years of experience in credit control, debt collection, or accounts delinquent management.
• Strong understanding of credit policies, Ethiopian financial regulations, and debt recovery processes.
• Proficiency in fiscal software and Microsoft Excel.
Skills and Competencies
• Excellent communication and negotiation skills.
• Strong logical and problem-solving abilities.
• Attention to detail and organizational skills.
• Ability to manage multiple priorities and work under pressure.
• cooperative and platoon-oriented mindset.
Location( HO, A.A. Ethiopia)
Position 2: Senior KYC Officer
Qualifications and Skills
• Education Bachelor’s degree in Business, Finance, Law, or a related field.
• Experience Minimum of 2 years of experience in KYC, AML, supervision, or compliance roles, within the microfinance or financial services industry. Former experience in managing KYC/ AML teams is highly desirable.
Skills
o Strong leadership, communication, and interpersonal skills.
o Analytical mindset with attention to detail.
o Proficiency in KYC/ AML software and Microsoft Office tools.
o Ability to handle sensitive information confidentially.
Ability to work under pressure and meet deadlines.
Location( HO, A.A. Ethiopia)
Position 3: Financial Reporting Manager
Essential Skills and qualification
• Fiscal analysis Ability to interpret complex fiscal data and provide practicable perceptivity.
• Regulatory Knowledge Comprehensive understanding of original GAAP, IFRS, and other applicable fiscal reporting standards.
• Communication Clear and effective communication with stakeholders and team members.
• Leadership Guidance and supervision of finance reporting teams
• Technology Proficiency Mastery of accounting software, Peachtree, and advanced Excel skills.
• Financial Analysis they must analyze trends, forecast financial outcomes, and make informed suggestions to positively impact the company’s fiscal future.
• Regulatory Knowledge Staying up-to-date with the rearmost financial regulations and compliance measures is pivotal for ensuring that reports meet legal standards.
• Communication Clear articulation of complex fiscal information to stakeholders of colorful levels of financial acumen is necessary.
• Technology Usage professed use of fiscal databases, spreadsheets, and accounting software is essential, as technology plays a significant part in financial data management.
• Attention to detail The ability to be accurate and work under pressure
• Education A bachelor’s degree MA in finance, accounting, business, or original
• Experience At least seven years of applicable experience, including four or more years in a financial reporting directorial role
• Professional qualifications An ACCA full/ part qualification is an advantage
Location( HO, A.A. Ethiopia)
Position 4: Retail Manager
Key Requirements
• Experience
o Proven experience as a Retail Manager, Branch Manager, or similar role in a microfinance or fiscal services terrain.
o Experience in managing loan portfolios, collections, and customer service in the microfinance sector is preferred.
o Demonstrated success in achieving sales targets and financial goals.
Education
o Bachelor’s or Master’s degree in Business Administration, Finance, Economics, or a related field. Professional qualifications in microfinance are an advantage.
Location( HO, A.A. Ethiopia)
Position 5: Finance Operation Manager
Requirements
A finance operations manager in microfinance typically has the following qualifications
• Education A bachelor’s degree MA in business, finance, economics, or a related field
• Experience At least five years of experience in leading microfinance operations, banking, or a related industry
• Skills Strong logical, communication, problem solving and leadership skills
• Knowledge Understanding of general finance, budgeting, credit, and functional risk
• Certifications any additional fully and partly professional qualifications will be precious
• Other The ability to propose finance operation process improvements
Location( HO, A.A. Ethiopia)
Position 6: Deposit Manager
Qualifications and Experience
• Educational Qualifications
o Bachelor’s degree or master’s degree in Business Administration, Finance, Economics, or a related field.
Experience
o Minimum of 3- 5 years of experience in deposit mobilization, retail banking, or microfinance.
o Strong understanding of microfinance and deposit products.
o Experience in team management and customer relationship management.
Skills and Competencies
o Strong leadership and interpersonal skills.
o Excellent verbal and spoken communication abilities.
o Analytical thinking with the ability to translate data into practicable insights.
o Good understanding of nonsupervisory and compliance requirements in the financial sector.
Ability to work under pressure and meet deadlines.
o High level of attention to detail and organizational skills.
Location( HO, A.A. Ethiopia)
Position 7: Head of Green Financing
Required Qualifications
• A Bachelor’s or Master’s degree in Finance, Business Administration, Environmental Science, or a related field.
• Minimum of 5 years of experience in financial services, with at least 2 years of experience in loan administration, customer service, or related operations.
• Knowledge of green financing, sustainability, or environmental-related financial products( e.g., renewable energy, electric vehicles, etc.) is a plus.
• Strong understanding of loan documentation, disbursement, and collection processes.
• Proficiency in financial software and MS Office Suite.
• Excellent communication, negotiation, and customer relationship management skills.
• Strong problem-solving abilities and attention to detail.
• Ability to work independently and manage multiple tasks simultaneously.
Preferred Qualifications
• Experience in microfinance, green backing, or sustainable finance.
• Knowledge of applicable public and international environmental regulations.
• Fluency in English and original languages like Amharic and Afaan Oromo is desirable.
Location( HO, A.A. Ethiopia)
Position 8: Senior Financial Planning & Analysis Officer
Requirements
The core requirements of a Senior Financial Analyst typically encompass a combination of advanced financial knowledge, strong logical skills, and the ability to translate fiscal insights into strategic guidance.
Here are some of the crucial requirements
• Expansive experience at least 4- 6 years of experience in financial analysis or a related field, demonstrating a track record of rephrasing fiscal data into insights and strategic guidance, further than 3 years in a senior position
• Financial Knowledge Deep understanding of financial principles, including financial modeling, profitability analysis, budgeting, and financial feasibility, reporting
• Analytical Skills Strong logical skills, with the ability to analyze complex fiscal data and identify trends, pitfalls, and opportunities
• Microsoft Excel Expertise Advanced skills in Microsoft Excel for fiscal modeling, valuation, and analysis and presenting it with different graphs & formats
• Business Acumen A solid understanding of business operations and strategy, and the ability to align fiscal analysis with the organization’s pretensions
• Communication Skills Excellent communication skills, with the ability to present complex fiscal information to non-financial stakeholders
• Attention to Detail A keen eye for detail, ensuring the accuracy of financial reports and analyses
• Problem-Solving Skills Strong problem-solving skills, with the ability to tackle complex fiscal challenges and provide strategic guidance
• Education Bachelor's degree MA’s in Accounting, Finance, Business & related fields
• Communication Good directorial and communications skills
• Language Skill Excellent command of spoken and written English
• Project management The ability to manage and prioritize multiple systems and deadlines
• Fast-paced terrain Experience working in a fast-paced environment
Location( HO, A.A. Ethiopia)
Position 9: Senior Treasury Officer
Requirements
• BA/ MA graduate in Accounting & Finance, Economics, Business Administration, or related disciplines.
• 2- 5 years of applicable working experience in commercial treasury/ finance operations or administration/ secretarial exposure or banking operation background preferred.
• Good command of written and spoken English
• complete in MS Excel, MS Word, and MS PowerPoint.
• Knowledge in Database management is an advantage.
• Good communication and interpersonal skills.
• Self-initiative, good business sense, attentive to details, and a strong team player.
Location( HO, A.A. Ethiopia)
How To Apply
However,
If you're a driven and compassionate individual who shares our commitment to financial inclusion. We encourage you to apply. Please submit your resume and cover letter to digafmicrocredit@gmail.com.
